General Liability Insurance vs. Business Owner’s Policy (BOP Insurance)

So you’re on the hunt for adequate small business insurance. But now you see two avenues to get the basic liability protection your business needs: you could go with a standalone General Liability Insurance policy or you could see if you qualify for a Business Owner’s Policy. What do you need to know to make an informed decision? Consult this one-sheet for a quick rundown on the benefits of each policy and how they differ.…

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November 25th – “Small Business Saturday”

Saturday, November 25, 2017 is Small Business Saturday® – a day to celebrate and support small businesses and all they do for their communities. Please join the SBA and organizations across the country in supporting your local small business by shopping at a small business. Small businesses often are overlooked by customers who are enticed by larger companies, and this can adversely affect the local economy in more negative ways than might appear on the…

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November 18, 2017 – National Adoption Day

http://www.nationaladoptionday.org/ National Adoption day is a collective, national effort to raise awareness of more than 110,000 children in foster care waiting for permanent and loving families. Since its inception, this annual one-day even has made the dreams of nearly 65,000 children come true. In 2016, 4,700 youth in foster care were adopted by their forever families over the 17th annual National Adoption Day celebration. http://www.nationaladoptionday.org/wp-content/uploads/2014/10/2017-NAD-Media-Toolkit.pdf or contact: DAVE THOMAS FOUNDATION FOR ADOPTION – info@davethomasfoundation.org – 1-800-ASK-DTFA   Cara Insurance Agency…

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Business Interruption Insurance from Cara Insurance Agency

   Proudly Providing Business Interruption Insurance to Businesses in California & Arizona What is Business Interruption Insurance? The effects that a disaster has on a business can last long after the disaster itself is over. Interruptions in a business’ operations can reduce revenue, sometimes completely shutting down any income streams. Without funds coming in, majority of businesses would struggle to remain financially solvent. Business interruption insurance is a specialized form of insurance that helps guard against covered…

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Cheap BOP Insurance – Insurance Matters Moment

Well, finding anything affordable these days especially in California is a miracle on its own. Finding an insurance policy to protect your livelihood shouldn’t really be a cheap experience. When your doing your research, keep in mind insurance companies ratings. Do they have any? A low-rated business insurer says it all. Meaning, their carriers may not carry an AM Best rating and that could spell trouble for your business. Also to consider, policy limits. If…

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